Stay Out of Debt: Budget Remodeling with Irregular Incomes

If your job causes you to have unpredictable money flow, it can be difficult to upgrade or remodel your home. The Equifax Finance Blog has some great tips about how to budget for your income of highs and lows so you can enjoy projects like a new kitchen or substantially upgrading your insulation and still avoid debt. Just check out good hints like these:

·         Set a salary – One of the best ways to set a budget for yourself is to create the illusion of a set monthly income, even if you don’t have one. To do this, experts recommend setting a low monthly salary for yourself. Simply examine your previous year’s income and base your monthly salary on the lowest months you had. By setting your average low, you will help ensure all your expenses will be covered even during your low earning months.

Budget DIY Home Repairs for Selling a Home or Living Happier

Stretch your DiY muscles to save money to live
happier and an easier time when selling a home

Whether you’re selling a home or just looking to refresh your home’s look, check out some of these tips from the Equifax Finance Blog in their article, “DIY Home Repair and Kitchen Remodeling on a Budget.”

When updating your home’s look, it is sometimes easier on you (and your wallet) to work on small details around you home first. Kitchens are often a big selling point for homes, so they are a great place to begin your DIY projects. Examine the details around your kitchen. Do you have dated curtains in the windows? Dingy or old hardware on your cabinets? These are two easy fixes that when changed, can add a more modern look to your kitchen. Simply put classic shades in the windows and change out old knobs and hardware for newer, reasonably priced ones. Voilà - these simple changes are as easy as that and take little time or effort!

Insulation Do’s and Don’ts for Real Estate

The Equifax Finance Blog has recently weighed in on the importance of going green in real estate, especially when it comes to energy efficiency. The new article “Green Real Estate Market Trends,” is all about easy ways to save money by making your home more energy-efficient:

• Do have an energy audit. Energy audits can save money by identifying the places in your home needing the most help and offering suggestions about how to improve your energy efficiency. If you’re not sure where to start, an audit is a great way to find problem areas and form a plan for savings.